Let our 20+ years of experience work for you!
We’ve Been Helping Homeowners Maximize Their Home Owners Insurance Claim For 20+ Years. We take pride in our turnaround time giving all requests the time and attention they deserve.




Fire damage insurance claims can be complex. Damage to your home or business are not always apparent or visible. Extreme attention should be used to inspect all aspects of damage, including smoke and water damage.

Insurance coverage of water damage will depend on many variables, including policy limits, deductibles, restrictions, exemptions and type of damage. Broken pipes, improper drainage, storms and flooding are just some examples of conditions that can cause extensive water damage.

Windstorms, hurricanes and tornados can create substantial destruction. Insurance companies are known to bypass the details of your property damages to give you less money on your claim! Let our team help get you the compensation you deserve.

Initial Contact
Once you contact us, we schedule an initial inspection of the damaged property, along with a detailed review of your policy. Our representative prepares our internal estimate to present your loss in detail to the insurance company adjuster at a later date. You can provide documentation for any repairs that were made and a list of personal property that was damaged.

Report Loss to Insurance Carrier
Once we notify your carrier of the loss, an insurance representative contacts our office usually within 2-3 business days to schedule a date and time to inspect your loss with our 123Adjusting representative and the assigned insurance adjuster.

Negotiations and Settlement
Upon approval and submission, 123Adjusting will initiate to settle your claim in a timely manner with your insurance company. Once an offer is made we will inform you with our professional opinion and advise you if the settlement offer is a fair amount, at that time 123Adjusting can settle on your behalf or continue to fight until we maximize your settlement.
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